2006/07 Verdict: This team got what they deserved, and played like a .500 team. Their defensive stats look good on paper but they choked against below-average offenses.
2007/08 Mycapper.com Prediction: UP
Their division gets a whole lot softer this year with the Falcons downgraded, the Bucs still poor, and the Saints no longer a surprise to anyone. Expect the Panthers to improve from last year. A solid team to cover spreads.